OPEN ENROLLMENT HAPPENING NOW!

Open Enrollment FAQs

From November 4th to November 22nd, employees who are eligible for health coverage may change their medical plan enrollment, add coverage for themselves and/or dependents not previously enrolled in coverage; or in some cases, decline coverage. 

All open enrollment changes, additions, and declinations of coverage are effective January 1st of next year.  

Employees who wish to make a MCSIG plan change must complete, sign, and submit a MCSIG Change Form to Human Resources before November 22, 2019  (see the "Forms" below).  

Employees who do not wish to make a MCSIG plan change do not need to do anything.


Hartnell College provides health coverage through  (MCSIG) Municipalities, Colleges, and Schools Insurance Group ) .

Full-time  employees may select from a menu of medical plan options offered by MCSIG (all eligible employees are covered by the dental & vision plan).  The District pays 100% of full-time employee premiums, and 95% of dependent premiums - up to the cost of coverage for MCSIG's Medical PPO $25 plan (aka the "base plan").  

Employees who elect coverage costing less than the "base plan" may receive the difference in cost (up to $200/month) as a "shared savings" contribution paid by the District into a  Health Reimbursement Account (HRA).  See below "Active Employee Insurance Cost Comparison Chart," and  "District Health Benefits Overview" for more information, and visit the Section 125 & HRA webpage by clicking the link on the left.

 Coverage is  designed to emphasize wellness and preventative care, and includes the following programs:

  • MHN  Behavioral Health and Employee Assistance Program) - ends 12/31/2019
  • MetLife Employee Assistance Program (EAP) coverage ⇒ NEW!! Effective January 1, 2020
  • BridgeHealth  Deductible-free, Medical/Surgical coverage 
  • CHPC Chiropractic coverage 
  • Express Scripts  Prescription coverage
  • Delta Dental  Dental coverage (Medium Level with Orthodontia, plan #7104-2198)
  • VSP Vision coverage (Medium Level, plan "B")
  • Epic Hearing  Hearing health coverage
  • Section 125  Health Care Expense & Child Care Expense Reimbursement program
  • Wellness Incentive Programs : Fitness Center Discounts, Healthy Weight Incentive, & more!
  • Life Insurance coverage (EE only) from Prudential Financial
  • Long-term disability income protection (EE Only) through MetLife (eff. 12/1/2018)
  • Accidental death and dismemberment coverage (employees only)

Plan Information

Employee Costs / Plan Rates

Past Year Info: 

2019 Active Employee Insurance Cost Comparison Chart (Eff. Jan 2019)  
2019 MCSIG Medical, Dental and Vision Rates   

Active Employee Insurance Cost Comparison  (01/2018)
MCSIG Medical, Dental & Vision Rates  (01/2018)​​

Active Employee Insurance Cost Comparison (01/2017)  
MCSIG Dental & Vision Rates (01/2017)​​
MCSIG Medical Rates (01/2017 )

Active Employee Insurance - Cost Comparison (01/2016)
MCSIG Medical Rates (01/2016)
MCSIG Dental & Vision Rates (01/2016)

Prior Year 2014/15 MCSIG Medical Rates
Prior Year 2014/15 MCSIG Dental & Vision Rates
Prior Year 2014/2015 Base Plan Employee Cost Comparison  

Forms

See MCSIG Eligibility Rules for confirmation of required forms & documentation

  • MCSIG Change Form (pdf fillable)
    • Any employee who declines medical coverage MUST submit documented proof of other coverage (i.e., copy of medical ID card, or other certification of coverage) with the completed Declination form. 
    • CSEA unit members may not decline MCSIG medical plan enrollment, per collective bargaining agreement.
    • (Declination section on page 2 is REQUIRED if any coverage for an eligible employee and/or dependents is waived)
       
  • MCSIG Complete Care Enrollment Form   (pdf)
  • MCSIG Complete Care Attestation Form (pdf)
    • Both above forms are required WITH the MCSIG Change form if enrolling in Complete Care.
       
  • MCSIG New-Hire/Enrollment Form  (pdf)
    Documents verifying dependent status is required for all enrolled dependents, including Domestic Partners (see above "MCSIG Eligibility Rules"). 

Webpage last updated: 11/13/19

Who To Contact

  • Louann Raras
    Human Resources Specialist
    lraras@hartnell.edu
    Phone: (831) 770-6166; FAX: (831) 755-6937
    Building: D - College Administration (North)
    Office: Room 110
    College Administration (North)