Hartnell College provides full-time employee health coverage through  Municipalities, Colleges, and Schools Insurance Group (MCSIG).  Employees also have the opportunity to voluntarily participate in supplemental District coverage

Full-time  employees may select from a menu of medical plan options offered by MCSIG (all eligible employees are covered by the dental & vision plan).  The District pays 100% of full-time employee premiums, and 95% of dependent premiums - up to the cost of coverage for MCSIG's Medical PPO $25 plan (aka "Base Plan").  

Employees who elect to enroll in medical coverage that costs less than the "Base Plan" coverage may receive the difference in cost (up to $200/month). This is a District-paid "shared savings" contribution deposited into an HRA (Health Reimbursement Account) on behalf of the employee.  (For more information, see below, "Active Employee Insurance Cost Comparison Chart," and  "District Health Benefits Overview"; also, visit the Section 125 & HRA webpage by clicking the link on the left.)

MCSIG BENEFITS:

  • Blue Shield of California Medical coverage^ (Effective Jan 2023)

  • ^ includes MetLife $25K Basic Life + $25K A.D.D. Life Insurance for employee only. 
      (Beneficiary designations are made on MCSIG Enrollment or MCSIG Change form, see forms below) 

     
  • Behavioral/Mental Health Care coverage included through the MetLife/LifeWorks EAP.
    (Mental health coverage is aligned with the medical plan's copay) 

  • Chiropractic coverage is not included in Blue Shield coverage (See "CHPC" below)

Includes TelaDoc Behavioral/Mental Health Licensed therapist appointmentsEff January 1, 2020
Covered members have access to a licensed therapist by phone or video with scheduled appointments at no charge.  Review: Behavioral Health With Teledoc  (Also see "Useful Links" at left) 

  • MetLife Employee Assistance Program (EAP) provided through  LifeWorks - Premier Option
    Up to 5 in person counseling sessions, Work-Life Services, Financial Services, Legal Services, Identity Theft Recovery Services, Telephonic Life Coaching, and Support for district Managers.

  • Brightline Mental Health Option for Adolescents - Effective 1/1/22   
    A virtual behavioral health solution focused on children between 1 ½ and 18 years old

District Coverage:
(available to Regularly employed part-time and full-time employees)


MCSIG Medical Plan Information

New to insurance coverage?  See these helpful and quick videos (under two minutes each): Introduction to  Breaking Down the Basics of Benefit Coverage, and Learning the Lingo used in benefit plan comparisons. 


Employee Costs / Plan Rates

 Eligibility Information & Enrollment Forms 

MCSIG Eligibility Guidelines (v. 03/2013)
MCSIG Domestic Partner Guidelines   08/01/21 Update!!
MCSIG Website: RETIREE Coverage Guidelines   2022 Update !!

  • MCSIG  - Participant CHANGE Form 2023Update!!
    • Completion of Declination section on page 2 is REQUIRED if any coverage for an eligible employee and/or dependent is waived
    • Any employee who declines medical coverage MUST submit documented proof of other coverage (i.e., copy of medical ID card, or other certification of coverage) with the completed Declination form.
      - Note: CSEA unit members may not decline MCSIG medical plan enrollment, per collective bargaining agreement. 

 

Webpage last updated: 09/06/22

Who To Contact

  • Alma Arriaga
    Benefits and Leaves Analyst
    aarriaga@hartnell.edu
    Phone: (831) 770-6166
    Building: D - College Administration (North)
    Office: Room 110 
    College Administration (North)
  •